Loan Specialist Job in Anywhere in the U.S. (remote job)

Vacancy No. DHA-25-CESC-12619856 Department Small Business Administration
Salary $59,966.00 to $94,317.00 Grade 9 to 11
Perm/Temp Temporary FT/PT Full-time
Open Date 11/22/2024 Close Date 12/3/2024
Job Link Apply Online Who may apply Public
Locations:
Anywhere in the U.S. (remote job)


Summary

This announcement will be used to fill vacancies through the SBA-Authorized Direct Hire Authority. Category rating, veteran's preference, and traditional rating and ranking of applicants DO NOT APPLY to this vacancy.

This job is open to

Clarification from the agency

United States Citizens or those who owe allegiance to the United States and CTAP/ICTAP eligibles

Duties

As a Loan Specialist at the GS-1165-09/11 for COVID EIDL Loan Servicing Center - CESC, some of your typical work assignments may include:

  • Negotiating with borrowers and/or third parties to obtain satisfactory resolution in adversarial situations.
  • Conducting investigations and analyses in preparing a variety of servicing, collection, and liquidation actions.
  • Determining the financial responsibility of borrowers and/or guarantors following a detailed financial analysis.
  • Responding to demands for payoffs from escrow companies and research requests for reconveyance on previously paid loans to prepare documents.
  • Preparing releases for borrowers and notice of fully paid accounts where certified funds are received.
  • Responding in writing to a full range of inquiries from borrowers concerning residential and commercial loan servicing and liquidation to assist in the liquidation of delinquent loans.
IMPORTANT NOTES:
  • This is a Term Appointment, which is a Competitive service position and does not confer competitive status, reinstatement rights, or eligibility for non-competitive conversion to a permanent job to the individual(s) selected. You may be promoted or reassigned to another term position within SBA's Office of Capital Access; however, you may not be non-competitively appointed to another Federal position. You will be given an initial Term Appointment up to 1 year, but not more than 4 years. If all other conditions of employment are met, this appointment may be extended, up to a total of four (4) years in increments determined by SBA.
  • By applying for this position with SBA's Office of Capital Access, you can enjoy challenging but satisfying work and join a highly motivated and diverse team that helps families and businesses rebuild their lives after a disaster.
  • The COVID-19 EIDL Servicing Center (CESC) Ft. Worth, TX location is conveniently located near the Dallas-Fort Worth International Airport and DART/TRE Station.
  • Mandatory Overtime: In order to respond quickly and efficiently to disaster survivors, substantial compensated overtime hours may be required while on assignment (up to seven days a week and ten to fourteen hours a day).
  • Additional selections may be made from this announcement if identical vacancies occur within 180 days from the closing date.
  • This is not a bargaining unit position.

Requirements

Conditions of Employment

  • U.S. citizenship is required.
  • You must be able to obtain and maintain a Government travel credit card.
  • Favorable background investigation and credit check are required.
  • You may be required to complete a one-year trial period.
  • This position is not covered by a bargaining unit.

Qualifications

Individual Occupational Requirements

Education

Undergraduate and Graduate Education: Major study - finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology.

or

Experience

Specialized Experience (for positions above GS-5): Experience that demonstrated competence in agricultural, commercial, realty, or other types of loans. Experience may have been gained in such work as reviewing and passing upon applications for agricultural, commercial, bank, or mortgage loans; servicing a loan portfolio of a bank or other loan association; performing financial analysis of commercial concerns for investment purposes; appraising real estate to determine property valuation; or similar work.

You must meet all qualification requirements by the closing date of this announcement.

You may qualify based on experience, education, or both

Experience: To receive credit, you must indicate the month and year as well as the average hours worked per week for each employer. Average work hours must be stated on the resume to quantify each period of work experience or that experience will not be credited toward meeting the specialized experience requirement.

You must address the specific specialized experience required for each grade level of this position on your resume or application or you will be rated "Ineligible" for that grade level.

GS-09: To qualify you must have at least 1 full year (52 weeks) of specialized experience equivalent in difficulty and complexity to the GS-07 level obtained in either the private or public sector that has equipped you with the particular knowledge, skill, and ability to perform successfully in this position. In addition, this Specialized Experience must demonstrate ALL the following:
  • Analyzing financial statements, tax returns, credit reports, and/or earning potential of individuals and/or business enterprises; and
  • Making recommendations related to the processing, servicing, and/or liquidation of residential or business loans; and
  • Communicating orally or in writing with a variety of contacts regarding financial or loan-related matters.
GS-11: To qualify you must have at least 1 full year (52 weeks) of specialized experience equivalent in difficulty and complexity to the GS-09 level obtained in either the private or public sector that has equipped you with the particular knowledge, skill, and ability to perform successfully in this position. In addition, this Specialized Experience must demonstrate ALL the following:
  • Analyzing financial statements, tax returns, credit reports, and/or earning potential of individuals and/or business enterprises; and
  • Making recommendations related to the processing, servicing, and/or liquidation/default of residential or business loans; and
  • Communicating orally with a variety of contacts to provide counsel or advice regarding financial or loan-related matters, and
  • Communicating in writing with a variety of contacts to provide counsel or advice regarding financial or loan-related matters.
Additional information on the qualification requirements is outlined in the OPM Qualifications Standards Handbook of General Schedule Positions. It is available for your review on OPM's Qualifications website:

Loan Specialist Series 1165

Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g. Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religious; spiritual; community, student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.

Education

If qualifying based on education, you must submit transcripts to be eligible.

Recent graduates with a Master's Degree or Doctorate in a related field with no prior lending experience are encouraged to apply.

GS-09: Must have a master's or LL.B. or J.D. if related, or equivalent graduate degree in a related field or 2 full years of related progressively higher-level graduate education leading to such a degree.

GS-11: Must have a doctorate or LL.M, or equivalent graduate degree in a related field, or 3 full years of related progressively higher-level graduate education leading to such a degree.

Related graduate education: Major study - finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology.

OR

A combination of experience and education as indicated above.

Loan Specialist Series 1165

Additional information

SUITABILITY, CLEARANCE & REQUIREMENTS: A background investigation may be required for all new hires. Appointment will be subject to the applicant's successful completion of a background investigation and favorable adjudication. Failure to successfully meet these requirements will be grounds for termination.

SELECTIVE SERVICE: If you are a male applicant born after December 31, 1959, you must certify that you have registered with the Selective Service System, or are exempt from having to do so under the Selective Service Law. For additional information visit www.sss.gov.

Veterans' Preference: Direct-Hire Recruitment Authority, traditional Veterans' Preference rules do not apply. Applicants with veterans preference may be selected as they are found, just as any qualified non-preference eligible candidate would be.

Additional vacancies may be filled from this vacancy announcement if additional vacancies occur within 180 days of the date the certificates were issued.

Benefits

A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.

Review our benefits

Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.

How You Will Be Evaluated

You will be evaluated for this job based on how well you meet the qualifications above.

You will be evaluated for this job based on how well you meet the qualifications above.

Your qualifications will be evaluated based on your application materials and the responses you provide on the application questionnaire.

Required Documents

To apply for this position, you must provide a complete Application Package which includes:

1. Your Resume showing hours worked per week, dates of employment, and duties performed.
2. Completed Questionnaire

3. Other supporting documents, such as:
  • College Transcript(s), if qualifying based on education.
Unofficial transcripts may be submitted during the application process; however, official transcripts will be required if selected.
  • Career Transition Assistance Program/Interagency Career Transition Assistance Program documentation, if applicable (e.g. Certification of Expected Separation, Reduction-In-Force Separation Notice, or Notice of Proposed Removal; SF-50 that documents the RIF separation action; and most recent performance appraisal.)

DO NOT SEND YOUR RESUME OR ANY APPLICATION DOCUMENTS TO THE AGENCY CONTACT. Your latest resume submitted for this position will be used for qualification determinations and supersedes previous submissions.

If you are relying on your education to meet qualification requirements:

Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education.

Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating.

How to Apply

To apply for this position, you must complete the online application and submit the documentation specified in the Required Documents section below. The complete application package must be submitted by 11:59 PM (EST) on 12/03/2024 to receive consideration.

  • To begin, click Apply Online to access an online application. Follow the prompts to select your USAJOBS resume and/or other supporting documents. You will need to be logged into your USAJOBS account or you may need to create a new account.
  • You will be taken to an online application. Complete the online application, verify the required documentation, and submit the application.
  • You will receive an email notification when your application has been received for the announcement.
  • To verify the status of your application, log into your USAJOBS account, select the Application Status link and then select the More Information link for this position. The Application Status page will display the status of your application, the documentation received and processed, and your responses submitted to the online application.
Your uploaded documents may take several hours to clear the virus scan process.

Agency contact information

Ebube Utomi
Address
COVID EIDL Loan Servicing Center - CESC
14925 Kingsport Road
Fort Worth, TX 76155
US
Learn more about this agency

Next steps

Once your online application is submitted you will receive a confirmation notification by email. After a review of your complete application is made, you will be notified of your rating and/or referral to the hiring official. If further evaluation or interviews are required you will be contacted.


Note: We cannot accept applications on behalf of Federal Agencies. Application instructions are listed within the Job Description.


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