Regional Examination Specialist, CG-0570-13/14 Job in Chicago, IL

Vacancy No. 2024-DCP-B1048 Department Federal Deposit Insurance Corporation
Salary $126,983.00 to $244,730.00 Grade 13 to 14
Perm/Temp Permanent FT/PT Full-time
Open Date 12/30/2024 Close Date 1/21/2025
Job Link Apply Online Who may apply Status Candidates
Locations:
Chicago, IL


Summary

This position is located in the Division of Depositor and Consumer Protection, Chicago, IL Regional Office of the Federal Deposit Insurance Corporation and provides support in the areas of directing, participating, and/or reviewing complex and/or sensitive bank examinations, investigations, applications, and other activities relating to the Community Reinvestment Act (CRA), Fair Lending (FL), and/or Unfair or Deceptive Acts or Practices (UDAP).

This job is open to

Clarification from the agency

This position is open to current FDIC permanent employees with competitive status eligibility.

Duties

At the full performance level, major duties include:

  • Directs, participates, and/or reviews complex and/or sensitive bank examinations, investigations, applications, consultations and other activities relating to the Community Reinvestment Act (CRA); fair lending; and Unfair or Deceptive Acts or Practices (UDAP).
  • Serves as a SME for complex examination and regulatory issues especially those in the CRA, FL, and/or UDAP areas and works in coordination with other regional specialists and REs.
  • Reviews and prepares recommendations for enforcement actions and corrective measures, including civil money penalties and restitution, regarding compliance.
  • Presents at conferences, forums, and meetings, including meetings with financial institution Board of Directors, to discuss subject matter area(s) designated and/or examination findings of supervisory problems.
  • Develops and delivers training to enhance staff's abilities to identify, analyze and develop sound cases of unfair or deceptive acts or practices, fair lending or CRA.

Requirements

Conditions of Employment

Completion Of Financial Disclosure May Be Required.

Minimum Background Investigation (MBI) required.

Employee may be relocated to any duty location to meet management needs.

Qualifications

Qualifying experience may be obtained in the private or public sector. Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic, religious/spiritual; community; student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. Additional qualifications information can be found here.

To qualify for CG-13, applicants must have completed at least one year of specialized experience equivalent to at least the GS/CG-12 grade level or above in the Federal service.  Specialized experience is defined as experience conducting bank examinations relating to consumer protection, fair lending and civil rights laws and regulations, and the Community Reinvestment Act (CRA).

To qualify for CG-14, applicants must have completed at least one year of specialized experience equivalent to at least the GS/CG-13 grade level or above in the Federal service. Specialized experience is defined as experience conducting and directing bank examinations and investigations relating to consumer protection, fair lending and civil rights laws and regulations, and the Community Reinvestment Act (CRA).

Must be a Commissioned Compliance Examiner in the FDIC or another organization with comparable commissioning criteria to that used by the FDIC’s Division of Depositor and Consumer Protection

Applicants must have met the qualification requirements (including selective placement factors – if any) for this position within 30 calendar days of the closing date of this announcement.

Education

There is no substitution of education for the experience for this position.

Additional information

Additional selections may be made from this vacancy announcement to fill identical vacancies that occur subsequent to this announcement.

Relocation incentive of $20,000 is authorized for this recruitment if made permanent.

Selectee(s) for this position will be required to report to their duty station office two days per week.

If selected, you may be required to serve a probationary or trial period as applicable to appointment type.

To read about your rights and responsibilities as an applicant for Federal employment, click here.

Financial Institution Examiners must maintain the highest personal ethical standards as provided in Part 336 of the FDIC's Rules and Regulations, (Employee Responsibilities and Conduct). Financial Institution Examiners must comply with Section 3201.102 of Supplemental Standards of Ethical Conduct for FDIC Employees (5 CFR Part 3201), which, in part, prohibits them and their immediate families from accepting certain credit from State nonmember banks.

All Financial Institution Examiners are prohibited from the following:
1. Obtaining a loan or a line of credit from any insured state nonmember bank or its subsidiaries. Any extensions of credit held by the Examiner, the Examiner's spouse, or any dependent children are direct or indirect extensions of credit to the Examiner.
Exceptions:
a. Loans for a primary residence are permissible. The Examiner must not participate in any examination of that institution with which he holds the primary residence loan, and a "cooling off" period is required before negotiating a loan for a primary residence from any institution the Examiner has examined.
b. No restrictions on obtaining credit cards issued under the same terms and conditions available to the public from an insured state nonmember bank either within or outside of their field office of assignment.
2. Participating in any examination, or other matter, involving an insured depository institution or any person with whom the Examiner has an outstanding loan or line of credit.
3. Performing any service for compensation with any bank, or for any officer, director, or employee thereof, or for any person connected therewith.
4. Disclosing any confidential information from a bank examination report except as authorized by law.
5. Soliciting or accepting any gift from a prohibited source or because of the Examiner's official position.

Benefits

A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.

In addition to the regular benefits offered by Federal agencies, the FDIC offers additional benefits to its employees. These benefits, some at minimal cost, are some of the best and most competitive in both the private and public sectors.

To find out more, click here.

Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.

How You Will Be Evaluated

You will be evaluated for this job based on how well you meet the qualifications above.

Your resume and the online assessment questionnaire will be reviewed, to determine whether you meet the qualification requirements outlined in this announcement. Therefore, it is imperative that your resume contain sufficiently detailed information upon which to make the qualification determination. Please ensure that your resume contains specific information such as position titles, beginning and ending dates of employment for each position, average number of hours worked per week, and if the position is/was in the Federal government, you should provide the position series and grade level.

Your resume will also be evaluated to measure your responses to the assessment questions. If you rated yourself higher on the questionnaire than what is supported by your resume, your overall qualifications assessment may be adversely affected.

Top ranked candidates will be referred to the selecting official for further review and consideration.

The competencies/knowledge, skills, and abilities (KSAs) you will be assessed on are listed below.

  1. The ability to apply knowledge of financial institution compliance examinations, regulatory procedures and practices, and FDIC supervisory approach to identifying, addressing and preventing consumer harm.
  2. The ability to apply knowledge of consumer laws, such as the Community Reinvestment Act, the Fair Housing Act, the Equal Credit Opportunity Act, Unfair or Deceptive Acts or Practices (Section 5) and their implementing regulations.
  3. Skill in analyzing and evaluating new and established operating programs and products and services offered by financial institutions.
  4. Ability to exercise sound judgment in formulating objective recommendations for effective actions to correct situations that have a potential to cause consumer harm or impede the purposes of CRA.
  5. Skill in oral communication to present complex information and issues with tact and diplomacy to groups with diverse levels of understanding.
  6. Skill in developing and delivering trainings to staff.

You do not need to respond separately to these KSAs. Your answers to the online questionnaire and resume will serve as responses to the KSAs. 


You may preview questions for this vacancy.

Required Documents

Failure to provide all of the required documentation as stated in this vacancy announcement, may result in an ineligible determination or may affect your consideration status.  Please review the following to determine your eligibility and which document(s) is required to complete your application:
  
FDIC EMPLOYEES: If you want to be considered non-competitively include a copy of your SF-50.  The SF-50 must show the highest grade level or full performance level applicant has attained competitively on a permanent basis, and grade must be equivalent or higher than the grade for which applying.

If you are relying on your education to meet qualification requirements:

Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education.

Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating.

How to Apply

To begin, click the “Apply” button and follow the prompts. If you haven’t already, register and establish a USAJOBS account. After you register online, click the “Apply” button to complete the online assessment questionnaire, and submit all required documents. Please be sure to click “Submit Application” to complete the application process. You must apply online.

Applicants requesting an exception from the online process must contact the Human Resources Specialist or point of contact listed in this announcement prior to 12:00 noon local time on the closing date.

To return to your saved application, log in to your USAJOBS account and click on “Applications” tab. Click on the “Position Title,” and then select “Update Application” or “Additional Application Information” to continue.

You have until 11:59 p.m. ET (Eastern Time) on the closing date of this announcement to complete the application process.

Please ensure you have completed the application process by verifying the status of your application on-line to reflect: “Received”. Failure to complete the application process will result in an incomplete application and you will not be considered for the position.

Agency contact information

Christine Romans
Phone
(312) 608-9605
TDD
1-800-925-4618
Fax
000-000-0000
Email
cromans@fdic.gov
Address
Federal Deposit Insurance Corporation
FDIC Human Resources Branch
300 S Riverside Plaza
Suite 1700
Chicago, Illinois 60606
United States
Learn more about this agency

Next steps

You may check the status of your application on-line 24 hours a day, 7 days a week through USAJOBS by signing in and selecting "Application Status." Thank you for your interest in working for the Federal Deposit Insurance Corporation.

The Fair Chance Act prohibits inquiries concerning an applicant's criminal history information unless the hiring agency has made a conditional (tentative) offer of employment to the applicant. An applicant may submit a complaint, or any other information, to the agency within 30 calendar days of the date of alleged non-compliance by contacting the Federal Deposit Insurance Corporation’s Human Resources Staffing Policy and Accountability team at FairChanceAct@fdic.gov

For more information go to FDIC Fair Chance to Compete for Jobs Act.


Note: We cannot accept applications on behalf of Federal Agencies. Application instructions are listed within the Job Description.


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