Credit Union Examiner (Open to all U.S. Citizens) Job

Vacancy No. CUE-DE-1180-12642957-25 Department National Credit Union Administration
Salary $62,813.00 to $120,749.00 Grade 7 to 11
Perm/Temp Permanent FT/PT Full-time
Open Date 12/16/2024 Close Date 1/6/2025
Job Link Apply Online Who may apply Public
Locations:
Birmingham, ALLittle Rock, ARHartford, CTWashington, DC


Summary

The NCUA is ranked #9 for the 2023 best places to work in the Federal government (mid-size agencies).

This position receives on-the-job training as a field examiner. The training assignments prepare you to manage, supervise and conduct examinations for a district of federal and federally-insured state credit unions. For more information regarding the Career Highlights of a Credit Union Examiner, click here.

This position is in the bargaining unit.

Duties

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Credit Union Examiners plan, conduct, and complete examinations of federally insured and federally chartered credit unions. This includes analyzing credit union data to identify areas of concern, persistency of previous problems, and risk to the National Credit Union Share Insurance Fund (NCUSIF). Some examinations are completed independently by an examiner while other examinations require working as part of a team.

Credit Union Examiners at the CU-7 and CU-9 level are considered developmental positions. Individuals in these positions work under the close supervision of a Supervisory Examiner and are in a robust training program that includes:
  • classroom training covering accounting, communications, credit union operations, examination procedures, analysis techniques, and administrative subjects;
  • hands-on experience working with an on-the-job (OJT) trainer within his/her assigned district of credit unions;
  • reading assignments pertaining to the laws, regulations, policies and directives which govern the operation of federal and federally insured credit unions;
  • online training modules; and
  • progressively responsible work assignments.
Applicants may select up to 3 duty locations in which you are willing to reside. Applicants are expected to reside close to their official duty station, normally within 40 miles.

More than the number of positions listed may be filled through this vacancy announcement.

Requirements

Conditions of Employment

  • You must be a U.S. Citizen.
  • Suitable adjudication of background/security investigation is required.
  • A probationary period may be required.
  • Mobility agreement and financial disclosure forms are required.
  • Applicants must complete a USA Hire Writing Assessment via the USA Hire platform if notified to do so.
  • Must complete initial online questionnaire.

Qualifications

PLEASE NOTE: To qualify based on the education qualification requirements listed in this vacancy announcement, you must complete those education requirements no later than May 31, 2025.

The ideal candidate for this position will have a degree in accounting, business, or finance; is skilled in using information systems and technology; is skilled in preparing written communications; and has good interpersonal skills. Proficiency in additional languages is also desired.

MINIMUM QUALIFICATIONS

For all grade levels, if you are found to meet the minimum experience and/or education qualification requirements below, you will be required to complete a USA Hire assessment battery (i.e., Assessment Questionnaire and Writing Assessment). You must achieve a minimum passing score on the Writing Assessment to receive further consideration for the position. See "How to Apply" for further information.

To meet the minimum qualification requirements for the grade CU-07, you must have one of the following (A, B, C, or D):

A. EXPERIENCE: One (1) full year of specialized experience equivalent to CU/GS-05 level (obtained in the public or private sector) that has equipped the applicant with the competencies (knowledge, skills, abilities) to successfully perform the duties of this position. This experience must have included preparing or analyzing financial statements and posting and/or balancing general ledger accounts in accordance with Generally Accepted Accounting Principles (GAAP) and auditing work involved with examination and appraisal of financial records or statements for completeness and internal accuracy in accordance with Generally Accepted Auditing Standards.

OR

B. EDUCATION (Superior Academic Achievement): Completion of a full 4-year course of study leading to a bachelor's degree or higher degree in economics, accounting, business, business administration, finance, marketing, or other directly related business field. This education must have included six (6) semester hours of course work in accounting (or equivalent courses) and three (3) semester hours of course work in introductory auditing* (or an equivalent course) for a total of nine (9) semester hours. For a more detailed description of qualifying accounting coursework, please see education section of this vacancy announcement. In addition to the above degree/course work requirement, you must also meet ONE of the definitions of Superior Academic Achievement listed below:
  1. A grade-point average of "B" (a GPA of 2.95 or higher out of a possible 4.0) for all completed undergraduates courses or those completed in the last two years of undergraduate study.
  2. A grade-point average of "B+" (a GPA of 3.45 or higher out of a possible 4.0) for all courses in your major field of study, or those courses in your major completed in the last two years of undergraduate study.
  3. Rank in the upper one-third of your class in the college, university, or major subdivision.
  4. Membership in a national honor society (other than freshman honor societies) recognized by the Association of College Honor Societies.
OR

C. EDUCATION (Graduate-level): One (1) full year (18 semester hours or 27 quarter hours or the number of units the school you attended considers equal to one full year) of graduate education in an accredited college or university in accounting, business, business administration (MBA), finance, marketing, economics or other directly related field. This education must have included or been supplemented by six (6) semester hours in accounting (or equivalent courses) and three (3) hours in introductory auditing (or equivalent course) for a total nine (9) semester hours. These courses may have been at the graduate or undergraduate level and a description of qualifying accounting coursework can be found in education section of this vacancy announcement.

OR

D. COMBINATION: A combination of graduate level education and experience described in "A" and "C" above. To combine education and experience, first take the number of semester hours or equivalent earned towards a graduate degree and divide by 18 semester hours or equivalent. Then take the number of months of full-time experience and divide by 12 months. Add the percentages together. The total must equal at least 100% to qualify.

To meet the minimum qualification requirements for the grade CU-09, you must have one of the following (A, B, C, or D):

A. EXPERIENCE: One (1) year of specialized experience equivalent to CU/GS-07 level (obtained in the public or private sector) that has equipped the applicant with the competencies (knowledge, skills, abilities) to successfully perform the duties of this position. This experience must have included assignments involved in the examination and auditing of credit unions or financial institutions through detailed examinations of accounting documents to verify accuracy of computations and to ascertain that all transactions are properly supported and are in accordance with pertinent laws and regulations.

OR

B. EDUCATION (Graduate-level): Completion of two (2) full academic years of progressively higher graduate-level education, or a master's degree in an accredited college or university in fields such as accounting, business, business administration (MBA), finance, marketing, economics or other directly related academic field. This education must have included or been supplemented by six (6) semester hours in accounting (or equivalent courses) and three (3) semester hours in introductory auditing* (or an equivalent course) for a total of nine (9) semester hours. These courses must have been at the graduate or undergraduate level and a description of qualifying accounting coursework can be found in the education section of this vacancy announcement.

OR

C. CERTIFICATION: Possession of an active certificate as a Certified Public Accountant, obtained through written examination in a state, territory, or the District of Columbia.

OR

D. COMBINATION: A combination of education and experience described in "A" and "B" above. To combine education and experience, first take the number of semester hours or equivalent earned towards a graduate degree in excess of 18 semester hours and divide by 18 semester hours or equivalent. Then take number the number of months of full-time experience and divide by 12 months. Add the percentages together. The total must equal at least 100% to qualify.

To meet the minimum qualification requirements for the grade CU-11, you must have one of the following (A, B, or C):

A. EXPERIENCE: One (1) full year of specialized experience equivalent to the CU/GS-09 level (obtained in the public or private sector) that has equipped the applicant with the competencies (knowledge, skills, abilities) to successfully perform the duties of this position. This experience must have included responsibility for performing examining/auditing operations for a financial institution; and experience reviewing internal controls for a business or other organization to determine risk exposure.

OR

B. EDUCATION: Completion of three (3) full academic years of progressively higher graduate-level education or Ph.D. or equivalent doctoral degree. Such education must demonstrate the knowledge, skills and abilities necessary for successful job performance in the position to be filled; and included at least six (6) semester hours of course work in accounting or equivalent courses and three (3) semester hours in introductory auditing* (or an equivalent course) for a total of nine (9) semester hours. These courses must have been at the graduate or undergraduate level and a description of qualifying accounting coursework can be found in the education section of this vacancy announcement.

OR

C. COMBINATION: Completion of an equivalent combination of acceptable graduate level education and experience as described above sufficient to equal 100% of the job requirements.

Education

PLEASE NOTE: To qualify based on the education qualification requirements listed in this vacancy announcement, you must complete those education requirements no later than May 31, 2025.

ACCOUNTING COURSEWORK: To qualify based on education for a Credit Union Examiner position at the National Credit Union Administration (NCUA), your education must have included six (6) semester hours of course work in accounting (or equivalent courses) and three (3) semester hours of course work in introductory auditing* (or an equivalent course) for a total of nine (9) semester hours.

These courses may have been at the graduate or undergraduate level and must have included coursework that provided instruction in the following:

A. Basic accounting concepts and theories and the essentials of the accounting process (i.e., income determination and financial position; a fundamental understanding of the general ledger and subsidiary ledgers; evaluation of adjusting, closing, and correcting entries; analysis of financial statements and bank statement reconciliation; understanding of accrual and cash methods; awareness of Generally Accepted Accounting Principles);

AND

B. External financial reporting with emphasis on balance sheet valuations and their relationship to income determination;

AND

C. Principles of finance and their application to typical financial problems of business enterprises such as the measurement and disclosure problem associated with cash, receivables, fixed assets, and intangibles. Special emphasis on financial analysis, management of working capital, cost of capital, capital budgeting, long-term financing, dividend policy, and internal financing;

AND

D. Fundamental auditing concepts, such as, internal controls, separation of duties, independence of judgment, and verification of accounts; awareness of Generally Accepted Auditing Standards.

*NOTE: Alternative Method To Meet Auditing Experience/Education Requirement: For applicants who do not possess the required auditing experience/education, NCUA will allow applicants an opportunity to complete the three (3) semester hours of course work in introductory auditing (or equivalent course) within ten (10) months after beginning employment at NCUA. This auditing course must provide instruction in the fundamental auditing concepts such as internal controls, separation of duties, independence of judgment, and verification of accounts; awareness of Generally Accepted Auditing Standards. The NCUA agrees to fund this course, if needed. Failure to successfully complete this course requirement within the required time period is cause for termination of employment at NCUA. The appropriate Regional Director may approve a waiver to extend the 10-month requirement (not-to-exceed a total of 18 months). Decisions are made on a case-by-case basis.

All education must be achieved by an accredited institution recognized by the U.S. Department of Education for it to be credited towards qualifications (particularly positions with a positive education requirement). Therefore, applicants must report only attendance and/or degrees received from schools by accredited institutions recognized by the U.S. Department of Education. Applicants may verify accreditation at the following website: Accreditation. All education claimed by applicants will be verified by OPM accordingly.

FOREIGN EDUCATION: Education completed outside the United States must be deemed equivalent to that gained in conventional/accredited U.S. education programs to be acceptable for Federal employment. For more information regarding Foreign Education, please click here.

Additional information

SALARY: Pay will be set using NCUA's compensation policy. The salary range shown is NCUA's National Pay Rate (NPR) which includes a locality rate of 16.32% for the Rest of the U.S. (RUS) geographical area. Actual salary will be determined upon the location of the selectee and the applicable locality pay, per the NCUA's CU pay table. The locality rates, by location, can be found on the NCUA Careers Pay and Benefits webpage.

At the CU-7 and CU-9 levels, Credit Union Examiners are considered entry-level trainee positions. Entry level pay is typically set at the minimum of the pay range. Pay would normally be matched for current financial institution examiners performing similar work provided it falls within the applicable salary range. In certain rare circumstances, pay could be set higher, commensurate with the selectee's background and experience. For new hires at the CU-11 level, pay will be set based on the qualifications of the selectee. Candidates hired at the CU-7 or CU-9 level can expect to be non-competitively promoted to the next level after 1 year in each grade, up to the CU-11 level, if all promotion requirements are met. Click here for additional information about reaching the full promotion level of CU-12.

Promotion is not automatic and is conditional on demonstrated ability to perform the higher grade level duties, a current written performance appraisal rating of "fully successful" or better, fulfillment of the necessary qualification requirements, and sufficient work at the higher grade level position.

SELECTIVE SERVICE: If you are a male applicant born after December 31, 1959, you must certify that you have registered with the Selective Service System or are exempt from having to do so under the Selective Service Law. You may register or check the status of your registration by visiting the Selective Service website at: http://www.sss.gov/.

Effective January 1, 2010, OPM must authorize any employment offers we make to current or former (within the last 5 years) political Schedule A, Schedule C, or Non-career SES (political) employees in the executive branch. If you are currently, or have been within the last 5 years, a political Schedule A, Schedule C, or Non-career SES employee in the executive branch, you must disclose that to the point of contact listed on this vacancy announcement.

The Fair Chance Act: In accordance with the Fair Chance to Compete for Jobs Act of 2019 (Fair Chance Act), 5 U.S.C. Sec. 9202, and 5 C.F.R. Part 920, the National Credit Union Administration (NCUA) may not request, in oral or written form, that an applicant for employment disclose criminal history record information before the NCUA makes a tentative offer of employment, absent an exception. Complaints that the NCUA violated the Fair Chance Act must be submitted to LaborEmpRelations@NCUA.GOV or to the Office of Human Resources, Employee Relations, National Credit Union Administration, 1775 Duke Street, Alexandria, VA 22314 within 30 days from the agency's alleged non-compliance with the Fair Chance Act.

Illegal drug use by individuals working for or on behalf of the federal government, whether on duty or off duty, is contrary to the efficiency of the service and in direct violation of the Controlled Substance Act and the Drug-Free Workplace Act.

Benefits

A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.

Review our benefits

Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.

How You Will Be Evaluated

You will be evaluated for this job based on how well you meet the qualifications above.

For Category Rating: Once the application process is complete, a review of your resume and supporting documentation will be made and compared against your responses to the assessment questionnaire to determine if you are qualified for this job. If, after reviewing your resume and or supporting documentation, a determination is made that you have inflated your qualifications and or experience, you may lose consideration for this position. Please follow all instructions carefully. Errors or omissions may affect your eligibility. Qualified candidates will be assigned to a quality category. The category assignment is a measure of the degree in which your background matches the competencies required for this position.

Your application package will be reviewed for completeness (resume, completed assessment questionnaire, and supporting documentation). You will not be considered if you fail to submit all the required documents as outlined in this vacancy announcement.

If you meet the qualification requirements, your application will be placed in one of three categories:
Best Qualified - Applicants possessing experience that substantially exceeds the minimum qualifications of the position.
Well Qualified - Applicants possessing experience that exceeds the minimum qualifications of the position.
Qualified - Applicants possessing experience that meets the minimum qualifications of the position.

Your qualifications will be evaluated based on your responses to the initial Minimum Qualifications Questionnaire completed during the application process. Throughout the duration of the selection process, you will be assessed on the following competencies (knowledge, skills, abilities and other characteristics):

  • Accounting Operations
  • Compliance
  • Interpersonal Skills
  • Oral Communication
  • Problem Solving
  • Risk Management
  • Self-Management
  • Writing
Please Note: After submitting an online application, you will be notified if you are required to take an additional online USA Hire Writing Assessment. Your application will be evaluated based on the competencies listed above and your performance on the USA Hire Writing Assessment (see How to Apply section for more information). You must meet all qualification (if qualifying by experience) and eligibility requirements by the closing date of this announcement.

Reference Checks: Reference checks will need to be conducted prior to an offer of employment for the top candidate(s) for this position. The reference checks will need to be conducted with current and former supervisors, if applicable, as a part of NCUA's selection assessment process.

Application of Veterans' Preference: The category rating process does not add veterans' preference points but protects the rights of veterans by placing them ahead of non-preference eligibles within each category. Preference eligibles who meet the minimum qualification requirements and who have a compensable service-connected disability of at least 10% must be listed in the highest quality category (except in the case of scientific or professional positions at the CU-09 level or higher).

Overstating your qualifications and/or experience in your application materials or application questionnaire may result in your removal from consideration. Cheating on the online assessment may also result in your removal from consideration.

Required Documents

You must submit a complete application package which includes your resume showing work schedule, hours worked per week, dates of employment and duties performed.

NOTE: Failure to provide required documents may result in non-consideration for this position.

To apply for this position, you must provide a complete application package which includes:
1. Resume (required)
2. Other supporting documentation:

  • Cover letter (optional)
  • Veterans' documentation (see below for requirements)
  • CTAP/ICTAP documentation (see below for requirements)
  • College transcript(s), if qualifying based on education or if listed as a basic requirement
VETERANS: If you wish to receive consideration for veteran's preference you must submit a copy of your veteran's documentation including a DD-214 (member 4 copy preferred, however documentation provided must contain dates and character of service) along with a VA letter, SF-15, etc., if applicable. If you are a current active duty service member, please submit an official statement of service from your command.

Note: If you are a current active duty military member who does not have a DD-214 and is claiming preference under the Veterans Opportunity to Work (VOW) Act, you must submit certification from the Armed Forces indicating that you will be discharged or released under honorable conditions from active duty within 120 days from the date on the certification. Certifications must be on letterhead from the appropriate military branch and include the following information: military dates of service and expected discharge or release date, character of service, military rank, type of discharge and date when terminal leave will begin. Certifications must be signed by, or by direction of military members' military personnel offices, unit commanders or higher headquarters.

CTAP/ICTAP: Federal employees seeking CTAP/ICTAP eligibility must submit proof of their eligibility:
  • Copy of agency notice;
  • Most recent performance rating; and
  • SF-50 noting current position, grade level and duty location or Certification of Expected Separation, Reduction In Force separation notice.
Note: To be well-qualified and exercise selection priority for this vacancy, displaced federal employees must be rated well-qualified or above on the rating criteria for this position. For additional information, click CTAP.

TRANSCRIPTS (if qualifying based on education or combination of specialized experience and education) - Unofficial transcripts are acceptable from an accredited college or university recognized by the U.S. Department of Education to verify that you meet the basic education requirement. You must submit a legible copy of transcripts or list of college courses with your name, school name, credit or semester hours, major(s), and grade-point average or class ranking. Official transcripts are required upon selection if you qualified based on education.

CERTIFIED PUBLIC ACCOUNTANT (CPA) License - If you are qualifying based on your CPA license, you must submit a copy of the license.

YOUR RESUME MUST provide specific details as to how your experience meets the specialized experience and support your responses to the online questionnaire as described in the vacancy announcement. When describing your experience in your resume, please be specific. We will not make assumptions regarding your experience. Please ensure that your resume includes the grade (if you are a current or previous federal employee), month and year that you began and ended for each position held or that position may not be credited toward meeting the specialized experience requirement. Full-time employment will be assumed unless otherwise stated on your resume. Part-time employment will be prorated in crediting experience. Failure to provide details will result in an ineligible rating.

Your resume must also support your responses to the online questionnaire. Failure to provide support may result in a lower rating and/or you may be excluded from consideration. Your latest resume submitted for this vacancy announcement will be used to determine qualifications and supersedes previous submissions.

PLEASE NOTE: There are two options for submitting your documentation: (1) you may upload documents from your USAJOBS account; (2) or upload documents from your personal computer. Please follow the system prompts to submit your documents. Not all documents will apply and you only need to submit those applicable to your situation.

How to Apply

Please read the entire announcement and instructions before you begin the application. To apply for this position, you must complete the online application, to include the minimum qualifications questionnaire and submission of the required documentation specified in the "Required Documents" section below.

YOUR APPLICATION AND SUPPORTING DOCUMENTS ( i.e. TRANSCRIPTS, CERTIFICATIONS, etc.) MUST BE RECEIVED BY 11:59:59 P.M. ET ON 01/06/2025TO RECEIVE CONSIDERATION.

To begin the application process:

  1. Click "Apply Online" to access the online application.
  2. Follow the prompts to select your USAJOBS resume and/or other supporting documents. You will need to be logged into your USAJOBS account or you may need to create a new account. You will be taken to the online application.
  3. Complete the online application, verify the required documentation, and submit the application prior to to 11:59 P.M. (ET) on 01/06/2025.
  4. After submitting an online application, you will be notified if you are required to take the USA Hire Writing Assessment. This notification message will be delivered to you via email. Check your "Spam" or "Junk" folder in case the email may have been routed there by your email provider.
  5. If you are asked to complete the USA Hire Writing Assessment, you will be presented with a unique URL to access the USA Hire system. Access to USA Hire is granted through your USAJOBS login credentials. Be sure to review all instructions prior to beginning your USA Hire Assessments. Click here for computer system requirements (https://help.usastaffing.gov/Apply/index.php?title=USA_Hire_System_Requirements)

Note: Set aside at least 30 minutes to take the USA Hire assessment. Once you begin the USA Hire Writing Assessment it must be completed at that time.

You may update your application documents and some questions related to your personal information at any time during the announcement open period. However, you will not be able to make changes to the USA Hire Writing Assessment once you have completed and submitted it.

Reasonable Accommodation Requests: If you believe you have a disability (i.e., physical or mental), covered by the Rehabilitation Act of 1973 as amended and Americans with Disabilities Act 1990 as amended, that would interfere with completing the USA Hire assessment battery, you will be granted the opportunity to request a reasonable accommodation in your online application. Requests for reasonable accommodations for the USA Hire assessment battery and appropriate supporting documentation for reasonable accommodation must be received prior to starting the USA Hire assessment battery. Decisions on requests for reasonable accommodations are made on a case-by-case basis. If you meet the minimum qualifications of the position, after notification of the adjudication of your request, you will receive an email invitation to complete the USA Hire assessment battery. You must complete all assessments within 48 hours from the time the email invitation is sent to complete the USA Hire assessment battery is sent. To determine if you need a reasonable accommodation, please review the Procedures for Requesting a Reasonable Accommodation for Online Assessments here: https://help.usastaffing.gov/Apply/index.php?title=Reasonable_Accommodations_for_USA_Hire.

To verify the status or make allowed changes to your application, log into your USAJOBS account, https://my.usajobs.gov/Account/Login, select the "Application Status" link and then select the "More Information" link for this position. The "Application Status" page will display the status of your application, the documentation received and processed, and your responses submitted to the online application. Your uploaded documents may take several hours to clear the virus scan process.

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NCUA uses E-Verify, a web-based system, to confirm the eligibility of all newly hired employees to work in the United States. Learn more aboutE-Verify, including your rights and responsibilities.

NCUA IS A COMPETITIVE FEDERAL SERVICE AGENCY

Agency contact information

Wayne Shrader
Address
National Credit Union Administration
1775 Duke Street
Alexandria, VA 22314
US
Learn more about this agency

Next steps

Based on your application and your responses to the application questionnaire, you may be presented with instructions on how to access the USA Hire system to complete the online USA Hire Writing Assessment. The USA Hire Writing Assessment must be completed within 48 hours following the close of this announcement. You will have the opportunity to request a testing accommodation for the assessment should you have a disability covered under the Americans with Disabilities Act (ADA).


Note: We cannot accept applications on behalf of Federal Agencies. Application instructions are listed within the Job Description.


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